Terms & Conditions

TERMS OF USE AND DISCLAIMERS

Thank you for your interest in Maitri Asset Management Pte. Ltd.

Any reference within the pages of this website to “we”, “our”, “us” or “Maitri” means Maitri Asset Management Pte. Ltd.

1 : Jurisdictions and Restrictions

The information and materials contained in this website are designed for and restricted to, as applicable and as appropriate, individuals resident in or entities having a place of business in Singapore. Maitri makes no representation that the information and materials contained in this website are appropriate or available for use in other locations or jurisdictions. By accessing and using this website, you represent and warrant that you are either a resident in Singapore or the applicable laws and regulations of your jurisdiction allow you to access this website.

2 : Investor Status

Maitri is regulated by the Monetary Authority of Singapore (“MAS”) and holds a capital markets services licence for the provision of fund management services to accredited investors. “Accredited investor” is defined in Section 4A of the Securities and Futures Act, Chapter 289 of Singapore (“SFA”).

To qualify for accredited investor status, the prescribed wealth or income thresholds are as follows:

An individual:

Net personal assets exceed in value S$2 million (or its equivalent in a foreign currency), but net equity of primary residence capped at S$1 million of the S$2 million threshold; or

Net financial assets (net of any related liabilities) exceed in value S$1 million (or its equivalent in a foreign currency); or

Income in the preceding 12 months is not less than S$300,000 (or its equivalent in a foreign currency); or

A joint account holder with an accredited investor, in respect of dealings through that joint account.

A corporation:

Net assets exceed S$10 million in value (or its equivalent in a foreign currency) based on its most recent audited balance sheet; or

Entire share capital is owned by one or more persons, all of whom are accredited investors.

An entity (other than a corporation):

Net assets exceed S$10 million in value (or its equivalent in a foreign currency).

A partnership (other than limited liability partnership):

Each partner is an accredited investor.

A trustee of such trust as the MAS may prescribe, when acting in that capacity:

The trust property exceeds S$10 million in value (or its equivalent in a foreign currency); or

All beneficiaries of the trust are accredited investors; or

Income in the preceding 12 months is not less than S$300,000 (or its equivalent in a foreign currency); or

All the settlors of the trust are accredited investors, have reserved to themselves powers of investment and asset management functions under the trust, and have reserved to themselves the power to revoke the trust.

Accredited investors are assumed to be better informed and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the MAS in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. You should consult a professional adviser if you do not understand any consequence of being treated as an accredited investor.

This website is intended for the information of persons who are accredited investors and the funds, products and services described in this website are available to accredited investors only. None of the contents of this website have been reviewed, approved or endorsed by the MAS or any regulator from any jurisdiction or country.

By using this website, you agree and confirm your status as an accredited investor as defined in the SFA. If you are not an accredited investor or if you do not wish to be bound by these terms of use, please do not proceed any further.

3 : General Terms and Disclaimers

Use of Information and Materials

The information and materials contained in this website are provided on a general basis for information purposes only, and does not constitute an invitation, recommendation, offer or solicitation to acquire, purchase or subscribe for any funds, products or services referred to in this website. The information and materials contained in this website are not to be relied on as investment, legal, tax or other advice as it does not take into account the investment objectives, financial situation or particular needs of any specific investor.

While care has been taken in preparing the information and materials contained in this website, such information and materials are provided to you on an “as is” basis without warranty of any kind, whether express or implied. In particular, none of Maitri nor any of its directors, employees or agents make any representation or warranty as to the accuracy, completeness, reliability, suitability or availability with respect to the website or the information, products or services contained in this website for any purpose. Accordingly, none of Maitri nor any of its directors, employees or agents shall be held liable for any loss or damage caused to or suffered by any person for or in respect of any representation or statement, whether by reason of negligence or otherwise. Opinions and estimates are subject to change without notice. Any reliance you place on such information and materials is therefore strictly at your own risk.

If you are in any doubt as to the accuracy and currency of any information contained within the pages of this website, or if you require any further information, please contact a representative of Maitri.

You acknowledge that your use of this website and any requests for information are unsolicited. Any offer or solicitation will be made only upon execution of completed information memorandum, subscription application and relevant documentation, all of which must be read in their entirety.

Information from Other Sources

Information and materials communicated to you may contain information and/or materials obtained from sources believed to be reliable but none of Maitri nor any of its directors, employees or agents make any representation or warranty as to its reliability, adequacy, completeness, accuracy or timeliness for any particular purpose. Such information and materials are provided on an “as is” basis and the user of such information and materials assumes the entire risk of such use. None of Maitri nor any of its directors, employees or agents shall be held liable for any loss or damage whatsoever and howsoever arising from any person’s reliance on such information, materials and opinions.

No Reproduction or Re-dissemination

All information and materials contained in this website (including information and materials obtained from other sources), may only be used for your personal, informational and non-commercial purposes. The information and materials may not be reproduced or re-disseminated in any form, in whole or in part, without our prior written permission.

Access to Third Party Websites

This website may include links to other websites which are not under the control of Maitri. Such hyperlinks are for your convenience and for information purposes only. We have not verified the content of any such websites and therefore, such hyperlinks do not constitute an endorsement or recommendation by Maitri of these websites. Following hyperlinks to any other websites or pages shall be at your own risk and Maitri shall not be responsible or liable for any loss or damage whatsoever in connection with hyperlinks.

No Warranties; Exclusion of Liability; Indemnity by User

We do not represent or warrant that this website will be available or that it will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this website.

We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information and materials contained in this website.

To the fullest extent permitted under applicable law, Maitri expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. In no event shall Maitri or any of its directors, employees or agents be liable to you for any loss, damage, costs, charges and/or expenses of whatsoever nature and howsoever arising.

You will indemnify Maitri and its directors, employees and agents in respect of any third party claim for any injury, loss, damage or expense caused by or arising directly or indirectly from your operation or use of this website or your supply of information to a third party in breach of any of your obligations under these terms of use.

4 : Investment Risks

Please remember that investments in any of the funds or products contained in this website are subject to investment risks, including the possible loss of the principal amount invested. The value of units and shares and the income from them may fall or rise and investors may not get back the amount originally invested. Currency exchange rate changes may cause the value of overseas investments to rise or fall. Past performance is not necessarily indicative of future performance.

The information and materials contained in this website may contain forward-looking statements that involve risks and uncertainties. Actual future performance, outcomes and results may differ materially from those expressed in forward-looking statements as a result of a number of risks, uncertainties and assumptions.

Maitri and its officers, directors and/or employees may from time to time have an interest in the funds and products mentioned in this website and we may hold long or short positions for our own account or those of our clients.

Advice should be sought from an independent financial adviser regarding the suitability of the funds or the products before purchasing any shares in the funds or any of the products. If you decide not to seek advice from an independent financial adviser, you should consider carefully whether the funds or the products are suitable for you. You should read the relevant offering materials carefully before making any investment decision. The relevant offering documents and the product highlights sheet are available and can be obtained from a representative of Maitri.

5 : Copyright and Trade Mark

Copyright in the pages of this website, in the screens displaying the pages, and in the information and materials contained therein and their arrangement is owned by Maitri unless otherwise indicated. Our logo is trade mark of Maitri Asset Management Pte. Ltd.

Reproduction of any pages in this website, whether in whole or in part, without our prior written consent of is strictly prohibited unless for private, non-commercial viewing purposes.

6 : E-mail and Other Electronic Communication

We do not guarantee that any electronic communication sent will be received by us, or that the contents of any such electronic communication will remain private or unaltered during transmission. If you have any such concerns you may prefer to telephone or write to us instead. We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of such information.

We filter, monitor and retain electronic communications to protect our systems and keep them running smoothly, and to comply with regulation and good business practice.

7 : Privacy

This website does not collect personal information. “Cookies” may be stored on your computer for easy navigation. A “cookie” does not allow us to identify you, but stores information about navigation through our website (such as pages already visited, time and date of visit) which we can remember during the user’s next visit to our website in order to improve your browsing experience.

We may provide links to external third party websites. We want you to be aware that these websites may send their own cookies to users, or otherwise collect data or solicit personal information. We assume no responsibility for the information gathering practices of websites you are able to access through our website, and we encourage you to review each website’s privacy policy before disclosing any personally identifiable information.

Please refer to our Privacy Policy section for more details on how your personal data will be managed in accordance with the Personal Data Protection Act 2012 of Singapore.

8 : Social Media Platforms

We may use social media sites or platforms, such as LinkedIn (“Social Media Platforms”).

Social Media Platforms are public domain. We are not responsible for and do not endorse the content posted by other users on our Social Media Platforms.

For your own security, we ask that you do not include personal or account information, including log in details, in any content you post, comment or message you send on our Social Media Platforms.

We are not responsible for the terms of use or privacy or security policies of any of our Social Media Platforms or any external third party site that may be linked to them and you use these at your own risk.

Please ensure that contributions to our Social Media Platforms are relevant and topical. We reserve the right to block any user or follower of our Social Media Platforms who posts or re-posts content that we deem inappropriate or offensive or which constitutes a testimonial, advice, recommendation, or advertisement for securities, products, or services or is promotional in nature. We also reserve the right to block users or followers whose own social media platforms contain offensive or inappropriate content or serve as promotional sites.

Any opinions expressed by users on our Social Media Platforms are those of the persons submitting the opinion and do not necessarily represent our views. We reserve the right to remove or delete posts, comments and/or messages that contain personal data or is offensive or inappropriate.

Nothing contained on any of our Social Media Platforms constitutes an invitation, recommendation, offer or solicitation to acquire, purchase or subscribe for any funds, products or services. All contents are subject to applicable statutes and regulations.

The information posted to our Social Media Platforms by us represents our current opinions and such opinions are subject to change without notice. These posts have been provided for information purposes only and should not be considered as investment advice or a recommendation of any particular service, security, investment strategy or investment product. Please consult a qualified professional for this type of advice. Please refer to offering documents for further information concerning specific products.

Information provided or referred to by us on our Social Media Platforms may contain statements of future expectations and other forward-looking statements that are based on our current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements.

We communicate to external audiences through our Social Media Platforms in a manner consistent with local regulatory requirements. The content on our Social Media Platforms is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of the content is prohibited. Persons in respect of whom such prohibitions apply should not access the content.

9 : Changes to Terms of Use

All information and materials in this website are subject to change without notice. Information on this website may be out of date and may not be updated or removed.

Changes to the terms on this page and the Privacy Policy will be posted on the website. It is your responsibility to be familiar with the terms and conditions of this website. Your continued access to or use of this website will mean that you agree to any such changes.

10 : Law and Jurisdiction

By using this website, you agree that the laws of Singapore, without regard to principles of conflict of laws, will govern these terms of use and any dispute of any sort that might arise between you and Maitri arising from your use of this website. The courts of Singapore will have jurisdiction to settle any dispute that may arise out of, under or in connection with these terms of use and you consent and submit to the non-exclusive jurisdiction of the courts of Singapore for the purposes of litigating any such action.